1. Employees of all urban enterprises may participate in the basic old-age insurance program, and all enterprises and employees in towns and cities have the obligation to pay the basic old-age insurance premiums. 
   基本养老保险覆盖城镇各类企业的职工；城镇所有企业及其职工必须履行缴纳基本养老保险费的义务。
2. The basic medical insurance covers all urban employers and employees, and all enterprises, state administrative departments, institutions and other organizations and their staff members and workers have the obligation to pay the basic medical insurance premiums. 
   基本医疗保险覆盖城镇所有用人单位及其职工；所有企业、国家行政机关、事业单位和其他单位及其职工必须履行缴纳基本医疗保险费的义务。
3. Pay back an obligation 
   还人情。
4. Assumption of an obligation. 
   承担一项义务
5. I have an obligation. 
   我有义务。

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• 1. 保险义务
  insurance loss 保险损失...insurance obligation 保险义务...insurance payment 保险费
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