1. The establishment of a loan classification system which basically conforms with prudent accounting principles and meets common international practices facilitates the establishment of a modern banking system and international competition.  
   建立一个基本符合审慎会计准则、符合国际惯例的贷款分类体系，是中国建立现代银行制度的要求和国际竞争的需要。
2. Home Purchase Loan Scheme 
   自置居所贷款计划。
3. Home Starter Loan Scheme 
   首次置业贷款计划。
4. regulations on loan contracts 
   借款合同条例
5. contract of loan for consumption 
   借贷合同

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• 1. 信贷竞争
  贷款银行[美] loan competition...信贷竞争 loan consent agreement...{n.}融资承诺协议 loan consortium
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