1. group insurance that entitles members to services of participating hospitals and clinics and physicians. 
   给予参加成员注册医院、诊所和医疗人员服务的集体保证项目。
2. By the end of 1994, the total number of workers and staff participating in the unemployment insurance program had reached 95 million throughout the country.  
   截止1994年底，全国参加失业保险的职工总数达9500万人。
3. Employees participating in the old-age insurance program increased from 86.71 million in late 1997 to 108.02 million by the end of 2001, after several years of implementation of the program. 
   经过几年的推进，基本养老保险的参保职工已由1997年末的8671万人增加到2001年末的10802万人；
4. The coverage of social security programs continued to expand. The number of urban residents participating in the basic old-age pension program, the basic medical insurance system and the unemployment insurance program increased significantly. Needy urban residents came gradually under the coverage of the subsistence allowances program, and we made sure that all eligible urban residents were by and large provided for. 
   社会保障覆盖面不断扩大，全国城镇参加基本养老保险、基本医疗保险和失业保险的人数大幅度增加，符合条件的城市困难居民已逐步纳入最低生活保障范围，基本做到应保尽保。
5. At present, except for some ex-employees whose pensions are still paid by their old enterprises, the number of people participating in the basic retirement insurance policy is 94.33 million, a coverage rate of 84 percent.Among them, there are more than 28 million retired people. 
   目前，除部分企业职工仍然由企业负担退休费用外，参加企业基本养老保险社会统筹的职工达9433万人，职工覆盖面为84%，参加企业基本养老保险的离退休人员达2800多万人。

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• 1. 分红保险
  1.1.1.14.2...分红保险 participating insurance
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• 2. 共同保险
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• 3. 分紅保險
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• 4. 參與（分紅）債券
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