1. Residential mortgage loans grew modestly during the year, while loans for building, construction, property development and investment contracted moderately. 
   年内住宅按揭贷款温和增长，建造业及物业发展与投资方面的贷款则轻微下降。
2. Hong Kong provides fertile ground for the development of a secondary mortgage market, as evidenced by the strong increase in outstanding residential mortgage loans from 8 per cent of GDP in 1980 to 40 per cent (excluding the Home Ownership Scheme and the Private Sector Participation Scheme) in 1998. 
   香港具备发展第二按揭市场的成熟条件，这点可从未偿还住宅按揭贷款由一九八零年相等于本地生产总值的8%，飚升至一九九八年的40%(不包括居者有其屋计划及私人机构叁建居屋计划的单位)得以证明。
3. To redeem a mortgage 
   赎回抵押品
4. Following a distinct upturn in late 1998, the residential property market held broadly stable in the first half of 1999. The successive cuts in interest rates and the competitive mortgage packages offered by the banks were the major underpinning factors. 
   住宅物业市场在一九九八年年底明显好转，一九九九年上半年则大致稳定，主要受到息率连番下调以及银行推出优惠按揭计划所支持。
5. a mortgage that is subordinate to a first mortgage. 
   次于第一按揭的抵押。

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• 1. 住宅按揭
  resident director 本地董事...residential mortgage 住宅按揭...residual acceptor of foreign exchange 外汇的最后承兑人
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• 2. 住宅抵押
  住宅负载 residential mortgage...住宅抵押 residential neighborhood...{n.}居民点 residential neighbourhood
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• 3. 住房抵押贷款
  installment...住房抵押贷款 residential mortgage...loan
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• 4. 住房按揭
  个人客户 Private clients...住房按揭 residential mortgage 23 %...个人储蓄 Private savings 40 %
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