Increased access to information, transportation, electricity & credit for many households.

对信息 、 交通 、 电 和 贷款的可得性增大了.

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D . The availability of substitute products.

替代品的可得性.

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While efficiency, creativity and credit availability are important, they cannot be to trump safety and soundness.

效率 、 创造力和信贷可得性(creditavailability)固然重要, 但不应凌驾在安全与稳健之上.

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